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How to Prevent Lapsed Life Insurance Policies

How to Prevent Lapsed Life Insurance Policies

Life insurance is a crucial component of financial planning, providing a safety net for your loved ones. However, the risk of a lapsed policy can undermine its purpose. To ensure the continuity of life insurance coverage, it’s essential to be proactive. Here’s a guide on how to prevent lapsed life insurance policies. Understanding Lapse and Its Consequences A lapsed life insurance policy occurs when the...

Why Should I Consider a Business Umbrella Policy?

Why Should I Consider a Business Umbrella Policy?

As a proud business owner, it’s your job to consider the “what-ifs” for your business. Of course, you don’t want to think about the worst… but no matter how careful or cautious you and your employees are, accidents do happen – and sometimes they can be serious.If you experience a catastrophic accident, things can get costly… and fast. That’s where your ERIE agent and ERIE’s Business...

6 Ways to Prevent Home Water Damage

6 Ways to Prevent Home Water Damage

It’s a fact of life that water backs up, overflows, floods and generally goes where it doesn’t belong.Are you worried about water ruining your home? If so, the following list can help you spot – and fix – some of the most common home water damage problems. Some you can tackle on your own, but others are best left to the pros.And since nothing is...

How Does Your Credit Score Affect Auto Insurance Rates?

How Does Your Credit Score Affect Auto Insurance Rates?

As we observe National Credit Education Month, it’s crucial to delve into the various aspects of our lives influenced by credit scores. One often overlooked area is how credit scores can impact auto insurance rates. Understanding this connection is essential for informed decision-making and financial planning. The Link Between Credit Scores and Auto Insurance Rates Your credit score serves as a key factor for insurance...

What You Should Know About Common Household Poisons

What You Should Know About Common Household Poisons

Each year, more than 2 million poisonings are reported to poison control centers across America. And according to the U.S. Health Resources & Services Administration (HRSA), more than 90% of those poisonings occur at home.To help you identify any potential poison risks in your home – and know what to do if a poisoning occurs – here’s what you should know about common household poisons. Why...